Our multi-trip travel insurance, covers all of your trips of 31 days or less within a twelve-month period, making it a smarter choice for those travelling more than once a year. Our Multi Trip policies also include cover for those aged 70 and over and cover against medical conditions at realistic premiums. We also include Covid-19 cover on all policies as standard with the option to add on a Covid-19 extension for extra protection.
From feedback we have received from our community, we understand it is really difficult for a frequent traveller with a medical condition to find sensibly priced annual multi-trip travel insurance. Insurancewith use the knowledge and experience we’ve gained over years of working in the sector to bring you a range of multi-trip policies, designed to suit our customers requirements, at sensible premiums.
We understand medical conditions affect different people in different ways. We’ve developed our own in-house medical screening questions, using medical input and feedback from charities and people living with complex medical conditions, who’ve had problems getting cover in the past. This ‘hands on’ approach has enabled us to ask the right questions about particular conditions so that we can offer the premiums and cover which match your personal circumstances.
Whilst it is our intention to be able to offer cover to as many people as possible, the very nature of a multi-trip travel insurance means that realistically, we can only provide a quotation for those people whose condition is stable and under control.
If you’re someone who makes regular trips abroad, whether that be for business or pleasure, it makes sense to get one policy to cover everything. Our multi trip travel insurance will protect you across the course of a full year. With 12 months of security, you can travel safe in the knowledge you’ll be protected against a number of potential costs. These include the likes of:
Insurancewith specialise in providing cover to travellers who have a medical condition. If you have diabetes, asthma or any other kind of long term condition, we’ll provide you with a medical screening to assess how we can help you.
It is important to declare all medical conditions to ensure any claim regarding your condition is accepted and dealt with efficiently and quickly. If you do not declare medical conditions it may result in only a portion of your claim being settled.
Our cover levels allow you to be tailor your policy to suit your individual travel needs. Choose from Emerald, Sapphire and Platinum cover depending on the level of protection you want. You also have the option to add on policy extensions. For example you can choose to add on additional Covid-19 extension for extra protection or get cover for natural disaster and much more under our Large Scale Events extension.
| Cover level | Emerald | Sapphire | Platinum |
|---|---|---|---|
| Get Quote | Get Quote | Get Quote | |
| Cover | Cover | Cover | |
| COVID Cover | Included - please click here for more information | Included - please click here for more information | Included - please click here for more information |
| Policy excess/Deductible | £75 | £75 | £0/Nil |
| Cancellation - If you are unable to go on your trip | £1,000 | £3,000 | £5,000 |
| If your valuables are lost, stolen or accidentally damaged | £300 | £400 | £500 |
| If your gadgets are lost, stolen or accidentally damaged | No Cover | £1,000 | £3,000 |
| If your other possessions are lost, stolen or accidentally damaged | £1,000 | £2,000 | £3,000 |
| If your prescription medication is lost, stolen or damaged | £200 | £200 | £200 |
| If your mobility equipment is lost, stolen or accidentally damaged | £5,000 | £5,000 | £5,000 |
| If your mobility equipment is lost, stolen or accidentally damaged - If you need to hire mobility equipment | £1,000 | £1,000 | £1,000 |
We understand that a one-policy-suits-all approach isn’t going to work for most of our customers. That’s why we’ve introduced varying levels of cover which all come with their own benefits:
Find the level of cover which works best for you:
Our common-sense approach to medical travel cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur has a real impact.
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¹ Based on Trustpilot data from 2023
ɸ Insurancewith Recent Awards Won/Nominations : Winner Broker Innovation Awards: Outstanding Services to Customer, 2024. Finalist Insurance Times Awards: Customer Champion of the Year – Broker , 2024. Finalist Insurance Choice Awards: Best Travel Insurance Provider, Customer Service Champion and Treating Customers Fairly Champion, 2024. Fiona Macrae Founder of Insurancewith nominated for Women in Insurance Awards, 2024. MoneyFacts Finalist, 2024.
ᶤ Coronavirus cover includes cover if you need to cancel within 14 days of your trip or curtail your trip early as a result of a positive COVID test, and cover for medical expenses related to a coronavirus diagnosis during your trip. Any further cover can be purchased within the optional COVID-19 Extension. More information can be found here
*Please note, Insurancewith’s online prices automatically include a 15% discount against our Customer Service Centre prices