Over 50s Travel Insurance

If you’re over 50, you might be finding the cost of your travel insurance creeping up, but at Insurancewith we strive to keep things fair and inclusive. We ask questions that ensure the price you’re given accurately reflects you and your trip, making sure you never pay more than you should.

Our cover for medical conditions is specialist and award-winning, but most importantly we put you at the heart of everything that we do so that you can rest-assured knowing that your next trip is in safe hands. Whether you’re planning a single trip, multi-trip, long stay, cruise or winter sports holiday- we have a range of policies for you to choose from.

Be Prepared For Your Quote

To find the most appropriate cover for you, we would suggest you have the following information readily available;

• Where you’re travelling to and when
• How many people need cover
• The ages of everyone who needs cover
• Whether anyone has a medical condition or any significant medical history, including the names of each condition and any prescribed medication

Policy Benefits for Over 50s

All Insurancewith customers can benefit from the same great cover, including:

• Emergency medical helpline available 24/7, 365 days a year
• Discount for couples, families and single-parent families
• Our single trip policies cover you up to 115 years old! (depending on your trip duration and destination of choice)
• Thousands of medical conditions covered, often at no additional cost
• Medical, disability or mobility equipment covered under our single trip and multi trip policies
• Additional optional cover available for golf trips or cruises
• Up to £10 million emergency medical expenses covered
• Up to £3,000 cover for personal belongings
• A 14-day cooling off period (as long as you haven’t travelled or claimed)

Our Medical Questions Explained

At Insurancewith, we use specialist medical risk rating tool Protectif, which allows us to accurately assess the ‘risk’ posed by your condition(s) and offer a tailored quotation.

Our website will guide you through the process of declaring your medical conditions to us, to ensure that you’ll be fully covered in case of a medical claim abroad. Whether you have asthma, cancer, cystic fibrosis or diabetes after completing your quote online, you will instantly be able to see whether you can get a policy.

Travel Tips For The Over 50s

• Off-peak hours: if you are lucky enough to have more flexible working hours, why not use this to your advantage. For example, you could consider avoiding peak times, such as children’s school holidays. You will be able to have cooler weather and avoid crowds.
• Medication abroad: if you take prescription medicine for any medical conditions, ensure that you seek advice from your GP at least 2 months before your departure date, as they will inform you if any special arrangements are needed. *Some countries hold strict restrictions on medication. Read more from the NHS.
• Medical storage: carry your medication in the original packaging, complete with the prescription within your hand luggage. It is better to be safe than sorry, so to prevent losing your medication, ensure that you pack spares within your suitcase.*

At Insurancewith, we pride ourselves on offering wide-ranging cover for all age groups, including the over 50s. We feel that you should have affordable and accurate cover, to give you added peace of mind on your holiday destination.

If you have any questions visit our FAQs page to find your answer. You can also contact us via email, live chat or phone if you have any queries.

*Based upon Trustpilot’s 2019 data.