Depression is one of the most common mental health conditions, affecting an estimated 1 in 10 people in the UK¹. While symptoms can vary, depression can impact daily life, and this includes holidays and travel. However, with the right support and planning, travelling if you do have depression, can be a positive and fulfilling experience, offering a break from routine and the chance to create new memories.
At Insurancewith, we understand the challenges that can come with travelling when you have depression or other medical conditions. That’s why we use a bespoke medical screening system called Protectif that takes into account how your condition affects you, any treatments you may be taking and how your mental health affects your daily life, to consider cover.
Our policies are designed to provide peace of mind, ensuring that you’re protected should something unexpected arise.
When purchasing a policy from Insurancewith, you will benefit from:
Cover levels may vary depending on the policy you choose. For full details of the protection available, please see policy wordings after completing a quote or refer to our customer area.
Our medical screening team is available to discuss any pre-existing medical conditions you have and any treatment you may be receiving, to support and help you through the quote process. You can reach them by phone or Live Chat and they will provide details about your policy, explain what’s covered, and answer any questions you may have.
Yes, getting travel insurance with depression is possible. At Insurancewith we consider cover for depression and we aim to make this process as straightforward as possible. When getting a quote online or over the phone, you’ll need to complete a confidential medical screening, where we will ask about your condition, any treatments you’re undergoing, and how your mental health affects your daily life. This helps us consider providing a quote that is tailored to your needs.
Having a diagnosis of depression doesn’t necessarily mean you won’t be able to get travel insurance, but it’s important to declare your condition accurately. This ensures you’re better protected should you need medical assistance while travelling. If you have any questions, our medical screening team is available to guide you through the process and help you find the right cover, suitable for your needs.
We can consider cover even if you have recently been diagnosed with depression, have ongoing treatment, or have experienced changes in your mental health, including:
Although we ask a few more questions than other providers, getting the right kind of cover for your travels is important. Our bespoke screening process ensures that your policy is tailored to your needs, giving you the confidence to enjoy your trip with extra peace of mind. Telling us about a medical condition does not mean you will automatically be charged more money, but it will help us understand your needs and work to provide more accurate protection.
Yes, when purchasing travel insurance, you must declare your depression and any other medical conditions you have been diagnosed with. This ensures when considering cover that you are protected in case of any related emergency medical issues while abroad. Our medical screening process is quick, confidential, and tailored to your individual needs.
Travelling can be exciting, but it can also be stressful and affect your mental health. Whether it’s a short trip or a longer vacation, planning ahead is key to managing your well-being.
For more information, we’ve created an informative guide on looking after your mental health while travelling.
Some of our policy benefits include:
Our common-sense approach to travel insurance cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur has a real impact.
1 https://www.mqmentalhealth.org/conditions/depression/
§ Up to £10 million emergency medical expenses on all single trip and annual multi-trip policies and/ or repatriation cover, where medically necessary. Cover limits may vary depending on the level of cover, please refer to our policy wordings for more information
§ Up to £5,000 cancellation cover if cancelling your trip. Cover limits may vary depending on the level of cover, please refer to our policy wordings for more information.